There are many ethical issues surrounding the American healthcare industry. Healthcare insurance is meant to provide adequate financial service to support a person’s medical needs. In some instances these needs are not met by insurance providers. For instance, a working class citizen with a standard HMO policy could be denied assistance upon diagnosis of a terminal illness such as cancer. There are cases where patient’s contract illnesses such as HIV and are refused assistance to cover costs of necessary medication. Often, American citizens are refused coverage due to prior issues in their medical histories. The healthcare industry is run by corporate businesses that follow legal standards and obligations. However, is the healthcare industry neglecting their ethical responsibility to help American citizens through proper healthcare and insurance coverage? After all, the law states that American citizens have a right to life, liberty, and the pursuit of happiness. The United States is divided on the issue of fixing the healthcare system already in place. Middle and lower middle class citizens are desperately asking lawmakers to find a solution to fix our flawed system. Upper middle class and wealthy citizens are reluctant to change the industry we have in place. The issue at hand is finding a way to insure that everyone is afforded an opportunity to have quality health care. The healthcare industry is designed to only care for a few instead of everyone in the United States. Insurance companies need to be held accountable for poor ethical practices in a system that allows corporate America to operate above the law. In turn the American government should be able to regulate practices in the healthcare industry to ensure its citizens are receiving adequate care. There are a few alternatives to adjust the healthcare industry. The United States government could establish a governing board to oversee the healthcare industry. This board