The main purpose of this essay is to inform millions of people who could qualify for a federal discount that will pay the entire monthly cost for many healthcare plans that are set up under Obamacare. The key questions that the authors (Abelson & Thomas, 2013) are addressing those who will use these Obama health care plans really help in reality? The other question that comes to mind is how will giving people a zero-premium plan help compensate the cost in the U.S budget and the marketplace? (Abelson & Thomas, 2013) In addition, to the other key questions why were federal officials and insurers so reluctant about encouraging people to sign up despite the fact that it may not meet fit the ultimate need of people? The most important information in this article is the bulk of these plans are so-called bronze policies, the least expensive available. They require people to pay the most in out-of-pocket costs, for doctor visits and other benefits like hospital stays. (Abelson & Thomas, 2013) How exactly are these plans beneficial to the low income, sick and elderly or the uninsured? This article seem to be more of a solicitation for the young and healthy than the sick and elderly, low income and the uninsured. Even at the University of Pennsylvania health care management Professor Mark V. Pauly stated “the availability of zero-premium plans may make the deal especially enticing to the healthy young people the marketplace needs to succeed, “this is such a good deal that you’d have to believe you were immortal not to really pick it up” (Abelson & Thomas, 2013). The importance of this message is to exemplify what the Affordable Care Act stands for and insurance companies seem to be targeting only to the young and health. The main conclusion is bottom line insurance companies are not offering anything that is free. That message was misleading to a lot of people who had high expectation for the different health care plan. For instanc