This essay reveals how paid employment does not affect undergraduate students’ overall studies but does have an effect on the overall university experience. Due to various types of reasons, most of the university students seem to have paid employment during the semesters. Studying while working can be very financially convenient, but despite the fact that it may have many negative effects on students’ school sessions. Numerous types of researchers including Applegate & Daly (2006) indicate, “Paid employment did not have a large effect on grades.” In fact it is considered to be necessary part of university life as an undergraduate student. This essay mainly discusses that, having paid employment during school does not lower performance at school, unless the student is working more than 20 hours a week. Moreover, this essay emphasizes that; it is not the same circumstances for all the students. Depending on what kind of course students have enrolled in, or what kind of jobs students are working for, and etc., the outcomes of the working experience and the impacts on their academic results differ. Regardless of many negative effects that paid employments have, it has been mentioned that it can also be a very beneficial source for both working experience and financial needs. One of the main reasons why students have negative effects on their lives is the rising amount of student debt and high tuition fees. According to New Zealand University Students' Association (NZUSA) survey, Students were most likely to work while studying, in order to keep the amount of their loans low. Scholars having to work while attending classes can affect their personal life in some bad ways. For instance, when students start working they have less free time for themselves (Manthei & Gilmore 2005). Meeting family member or friend becomes almost impossible, and that leads to emotional instability, stress and etc. Further studies were done at University of Canterbury, with an enrolment about 12`000 students, and the students were spending approximately 12 hours per week on their studies (Manthei & Gilmore 2005). The results from this research display that “ for many students there may be in either academic work or paid work. Thus, for many, the academic year may be constantly busy, potentially stressful as they manage multiple roles and responsibilities throughout the week[s] ” (Manthei