Providing microfinance investment vehicles that allow investors to obtain stable financial returns combined with a contribution to social growth and poverty reduction in emerging economies is a new source of impact investment. These micro-finance investments empower the poor and improve their quality of life by providing access to financial services. This new trend in impact investment is a catalyst for economic development and social growth that must be implemented in Europe. This is a tool that provides a win-win situation; investors can get profitable returns while helping with the reduction of poverty through empowering citizens in activities that include them in the society and provide resources for their living. This is an innovation in the sector of financial services that still needs further development and inclusion in the EU. The European Union shows off to be a first world leader and power which may not present to be an attractive or necessary market for micro credit loaning and financing. However, as a result of the financial crisis and still developing countries within the EU, this market presents a great opportunity for financing small-medium enterprises, start-up companies and unemployed citizens in look for entrepreneurial opportunities. The financial crisis in the Eurozone has left many enterprises and citizens without the opportunity for credit in order to include them back into the society both socially and economically. To further narrow the span of the potential market for micro-credit financing, these loans represent amounts of up to 25,000 Euros max. The primary markets are small-medium enterprises, young individuals with entrepreneurial vision and unemployed persons who are looking for economic inclusion but don't have access to traditional bank loans. There has been a strong movement by the EU and the ECB to include the secluded economic segments. The EU still represents great diversity between its member cou