As homelessness increased throughout America’s urban areas in the early 1980s, two opposing explanations emerged. The first individual characteristics were human capital deficits (e.g., limited education and job skills), substance abuse, mental illness, and criminality causes homelessness (Segal, E.2006). The second was the political broad structural of changes in our labor and housing markets and welfare provisions systems. How, do we combat homelessness using assistance of Non-profit Organizations while interacting with structural and individual factors? These factors will help explain why the prospect of homelessness, particularly among certain individuals, has increased in recent years. Theses individual factors help to identify who, among those groups most vulnerable to homelessness, is at greatest risk of becoming homeless (Segal, E. 2006). When you see a homeless person on the street, what do you do? Most of us tend to have the same response: We avoid eye contact and walk a little faster. But you might also ponder their situation, thinking to yourself, Why is he or she on the street? How did he or she get there? How long have they lived on the streets? Maybe even feel as though you want to help, but you really don’t know how to strike up a conversation. Homelessness is a growing problem in America’s urban areas. Homeless people come from all walks of life, but the majority is single men. Among them are the unemployed as well as the working poor whose average monthly income is $267.00(Toro & Ahmed, 2004). They are relatively young and disproportionately from minorities (e.g., Blacks, Hispanics) and die at an average age of 50. Among the rapidly growing homeless are single women, adolescents, and families with children. War veterans constitute one of the largest homeless contingents in the U.S. What causes homelessness? There are three most commonly cited causes of homelessness; lack of affordable housing, poverty, unemp