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Identity Theft Background and Advice

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The Internet has become a part of our everyday life, in fact for many it is their life. You can meet other people, play games, do research, communicate with loved ones half way across the country, and now you can even shop and bank online. You can buy anything from baby food to prescription drugs on the Internet and it will be delivered in a timely fashion to your front door. No line, no commute time, no annoying shoppers and no incompetent sales persons. Banking online is a real convenience. How often do you forget to pay your bills? With online banking your bills are paid on time. You also have immediate access to your bank statements updated by the minute. It sounds almost too good to be true and it can be. Just like in every aspect of everyday life someone is out there trying to make a quick buck off of you. With the new technology that allows us these conveniences there are also a new batch of thieves, known as phishers. Margaret Rouse explained that phishing is an e-mail fraud method in which the perpetrator sends out legitimate-looking emails in an attempt to gather personal and financial information from recipients. Typically, the messages appear to come from well-known and trustworthy Web sites (searchsecurity.techtarget.com/definition/phishing). With phishing you could get emails telling you that an email account you have could be shut down if you do not respond with your user ID and password and full name. If you respond to these emails you just gave the phisher or hacker just what they are looking for - access to your email account and to your personally identifiable information. Once the identity thief has your personal information, there are many things they can do with your information. They can use your information to go on shopping sprees, open new accounts, change mailing addresses, take out auto loans in your name, and establish phone or wireless services and many other things. There are some other ways criminals

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