Introduction Older people are among the rapidly increasing age groups in American societies. Many older people believe they are no longer valuable and end up making little to no attempt in keeping active and healthy lifestyles. They are approaching the end and do not see the need to challenge themselves by trying new things or exercising and eating properly. The negative approach on aging negatively influences the individual’s health. Physically active people tend to have lower blood pressure, less joint pain, lower cancer incidences and fewer heart attacks. Evidence shows that older people have the ability to learn new things and can be involved in various society activities. According to healthypeople (2014), over 37 million individuals in this age group will acquire over one chronic disease by the year 2030. Older individuals have higher risks of acquiring chronic diseases and other related disabilities. The chronic diseases include arthritis, dementia, diabetes mellitus and congestive heart failure. Advanced living standards and medical advances in the control and prevention of previously fatal diseases have increased the possibility of getting to certain ages. Getting to those ages increases the risk of mental disorders, heart diseases, cancer, stroke, arthritis and other chronic infections that lead to limited or complete disability (Healthypeople, 2014). Individuals living longer are commonly affected by chronic diseases, which are the leading causes of disabilities in older individuals. Understanding Older Peoples’ Health Many factors influence the functions, life quality and health status of older people. The factors include individual behavioral determinant, social environment determinant and health services determinants. Individual behaviour determinants entail individual behaviours that determine the health of older adults like physical activities, chronic diseases self-management and preventive health services use. These individual behaviours determine and may improve and individual’s health outcome. Social environment determinants entail transportation services and housing facilities that influence how the older individuals access health care. Individuals coming from minority populations are usually in bad health conditions and access health care less frequently when compared to people coming from majority populations. Health services determinants entail the social services and the quality of health services available to older individuals. The services offered by caregivers also influences how chronic conditions are managed and how the long-term needs are cared for effectively. Medicare Medicare, a health insurance funded by the government, targets older people who are 65 years and older or individuals affected by disabilities like renal failure. Medicare offers various options but none of the options provides complete coverage where one does not pay using their own funds. This causes problems among older individuals who acquired fixed incomes. When older individuals attain the age for getting Medicare, they realize the coverage offered is minimal and does not provide a rounded package that will be enough for their personal needs. Elderly care gap is one of the problems that Medicare has in its coverage. If retirement begins before the age of 65, an individual will not be covered medically unless they acquire private insurance. The elderly care gap also occurs if an older individual acquires Medicare and he/she does not have prescription drug coverage or hospitalization coverage. Most coverage offered is 80 percent only and the rest is covered through secondary insurance or the elderly individual has to provide their own funds (Healthypeople, 2014). This is usually a problem when the individual requires skilled nursing care. Skilled nursing care is expensive and may place individuals in major medical debts. Before Medicare pays any debt incurred by individuals, the individuals must meet stern standards. Most skilled nursing facilities do not accept individuals who canno